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Foreign Nationals

Overview & Policy Types

In a global economy, estate planning is an imperative! 

In today’s global economy, it has become increasingly common for individuals who are not U.S. citizens to have significant business, family and/or other financial ties to the United States.  These individuals may have special estate and tax planning needs under the United States’ federal tax rules.

Whether your client is a:

  • Foreign citizen currently living or planning to live in the U.S., or a

  • Foreign citizen who owns a business or other assets that are located in the U.S., and/or 

  • Individual or spouse intend to transfer U.S. property to each other, and one or both of are not U.S. citizens,

For a Foreign National, U.S. based assets may be subject to a federal estate tax as high as 40% with only a small exemption available. 

There are ways to identify and plan for these special situations.  Life Insurance may provide one piece to the puzzle. Life Insurance may help provide death benefit protection, long-term tax benefits and certainty in estate planning for Foreign Nationals.  We can help guide your client through the special circumstances and questions that must be asked to start the planning process.

Father and Daughter